Documents to have ready before you apply

Most lenders ask for the same core documents: a copy of your South African ID, recent proof of income such as a payslip or bank statement, and proof of address that is not older than three months.

Clear photos or PDFs work best. Make sure every corner of the document is visible and the text is readable.

AFINQO stores your documents privately. Only you and assigned staff can open them, through short-lived secure links.