AFINQO
How it works

From first look to a lender's decision.

  1. 01

    Register

    Create an account with your email. We only use your password to sign you in.

  2. 02

    Choose

    Pick a category and amount, then a preferred lender product or Find My Match.

  3. 03

    Your details

    Personal, employment and affordability details. Save and come back anytime.

  4. 04

    Documents

    Upload your ID, proof of income and proof of address. Files are stored privately.

  5. 05

    Selfie video

    A short 8 to 12 second guided video. A person compares it with your ID photo. This is a manual review, not an automated biometric check.

  6. 06

    Consent

    Separate consents for processing, for the selfie video, and for sharing with each specific lender.

  7. 07

    Under Review

    Submit and receive a unique reference. Track the timeline and any actions in your portal.

  8. 08

    Lender steps

    We submit to the lender you consented to. If the lender needs to verify you with security questions, it does so directly with you. We never collect those answers.

  9. 09

    Offers

    When a lender confirms an offer, you see amount, rate, fees, instalment, term and total repayment. Accept or decline.

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