What you should know.
Not a lender
AFINQO facilitates and manages applications. Credit is issued, priced and approved only by the third-party lender you choose. We cannot guarantee approval.
No affiliation implied
Lender names appear for exploration. We do not claim partnerships, endorsements or regulatory registration unless verified and stated explicitly.
Consent
We ask separately for consent to process your information, to capture and review a selfie video, and to share your file with each specific lender. You can withdraw consent before submission.
Selfie video
Your 8 to 12 second video and three still frames are reviewed manually by staff against your ID photo. This is not an automated liveness, anti-deepfake or government biometric verification.
Security
Files are stored in private storage and opened only through temporary links by you and assigned staff. We never ask for your PIN, OTP, online banking login or credit bureau security answers.
Retention
Identity captures are marked for review and deletion 180 days after capture unless a lender agreement requires longer. Ask us anytime to delete your information.
Pilot
Facilitation is free for the first three months of the pilot. We do not request payments.